Wind Insurance for Your Florida Home

Nov 15, 2011 (0) comment

As most local residents are acutely aware, Florida knows a thing or two about high winds. Insurance is important for any homeowner, especially when you live in an area prone to natural disasters such as hurricanes and tornadoes. Have you had difficulty obtaining wind insurance in Florida?  Many homeowners have had issues with coverage related to hurricanes and wind damage over the years, yet it’s coverage that’s vital to many of us.

Every policy is unique so read your contract line by line to know exactly what you are covered for. While many tornadoes and hurricanes are mild, protecting your home for only mild to moderate damage is not enough. For effective coverage, you should purchase enough insurance to finance the complete rebuilding of your home – should disaster strike if you are not adequately covered, you may be left homeless.

There are some steps you can take to reduce the cost of insuring your home in Florida. Having extra safety features in place such as wind-resistant building and roofing materials will help, as will non-wind related safety features including smoke alarms, window locks and deadbolts. You can sometimes get discounts if you combine policies with the one provider and some companies offer reduced rates for groups such as retirees and students.

It is time you took out wind insurance, Florida!  Your Florida home is not a place to eschew natural disaster protection so if you’re in need of additional coverage or you’re having difficulty obtaining affordable coverage, speak to us today.


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