All about the wind insurance Florida residents need for 2012
It may feel like the hurricane season ended just a moment ago, but already, some forecasts are predicting that 2012 is likely to be just as active in terms of hurricanes and strong winds across Florida and the United States. Although it’s no longer as difficult as it used to be to get wind insurance, Florida residents might like to take this time to make some preparations that will ensure that their home or business is ready for the next storm season.
While mid-winter might not be the optimal time to head outside with tool box in hand, you could still start an inventory of repairs that need doing around the home. This is also a great time to do some research. Do you have locks or doors in need of repair? Look around for devices recommended to best handle high winds. Wind-resistant building materials in homes, business dwellings and garages are not likely to help with the most extreme of tornadoes, but with the more common, mild- to-moderate variety, they might certainly make a difference.
When it does come time to make these repairs and updates, make a note of all changes and be sure to contact your insurance agent to let him or her know about any substantial risk reduction measures you have taken. Premiums for home and wind insurance in Florida and all over the country are based on risk. Install safety features and you may see your premiums reduced!